WHY CHOOSE US?
Business Coverage FAQs
What is the right coverage?
-There are a lot of things to consider when you own a business. Buildings, property, income and, most importantly, people. Our Business Owners policy has a broad portfolio of coverage options to help lay a solid foundation. Adding Commercial Umbrella and Workers’ Compensation can round out a program.
Is my coverage enough?
-I will work with you to help you choose the coverage limits that help to protect your business. I also recommend you consider a Commercial Umbrella policy. Umbrella policies supplement the liability coverage you already have through your insurance and provide an extra layer of protection through increased or excess coverage limits. Consider it financial-catastrophe protection, and psychological and emotional comfort, when you really need it the most.
How do I get the most value for my insurance dollar?
-Getting insurance from a single source not only helps simplify your life, it helps me offer you a broad array of coverage discounts, too. Also, I can help you gauge your risk tolerance to determine if a higher deductible — the portion you pay before your insurance coverage kicks in – might make sense as a choice you make to lower your premium. But before you do, make sure you have the funds set aside to cover your portion in case you have a claim.
-Business insurance offers coverage for the many hazards that could affect the operation of your business. It’s important to minimize the gaps and avoid costly duplications. I can help you safeguard your business with an insurance program that is tailored to your needs.
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